What's new in Student Accounts!

Say “Goodbye” to Paper Checks and “Hello” to Electronic Reimbursements

Free yourself of the long lines the first day of school and hop on board the Direct Deposit express- the fastest and most convenient way to receive your refund!  Your funds will be electronically deposited to the bank account of your choice. You will be notified by email when funds are to be deposited. Sorry, this is NOT available for Parent Plus Loans. Any refund resulting from a Federal Parent Plus loan will be issued by check and mailed to the parent borrower.

To sign up, log on to your Gaelxpress Account, and under Bill Payment, click on “MY BANK ACCT-eREIMBURSEMENT”. Complete the form with your bank account information (found on the bottom of your check) and simply agree to the Terms and Conditions, then click SUBMIT… It’s that fast and that easy!

Please note: Appropriate ABA transit numbers DO NOT appear on deposit slips. Please enter the bank information on the bottom of your check.

Remember, your student account must reflect a credit balance before any refund is issued.  If your overpayment results from anything other than student loans, you must make a specific refund request at the Business Office. A refund into your account does not remove any financial obligation to make payment, in full, should an adjustment result in a balance due. If a balance occurs after the refund is deposited to your bank account, it must be paid immediately.

For additional questions, please call the Business Office at (925) 631-4209. Sign up for your electronic refund today!

 Important Information about Waiving Medical Insurance

Great News! Act NOW! You can now waive out of the mandatory health insurance using My Saint Mary's! As you know, Saint Mary's College requires all undergraduate students to have health insurance coverage that allows them access to medical care within 30 miles of campus. Next year, we will be contracting Anthem Blue Cross to provide student health insurance. The cost of the policy will be $2,530. A summary of the plan can be found at If you know now that you have your own health insurance and wish to apply for a waiver for the 2016-2017 academic year, the site will be up in mid May. Please go to (
You will be asked to answer several questions regarding your eligibility to waive and to provide your insurance carrier and policy/id number. You may be asked to upload a copy of your insurance card. Please have your health insurance card available when you go to the waiver site. Once you have completed the waiver, you will receive a confirmation email for your records. By waiving early, you will not be billed for insurance on your opening bill. We hope that this will eliminate some of the confusion that has occurred in the past. Please waive by July 1st to avoid being billed in your opening bill. If you waive after this date but before August 15th, your account will be credited within one week of receiving the waiver.

No waivers will be accepted after August 15, 2016.  You must meet certain criteria in order to waive the SMC insurance.


Change in SMC Credit Card Policy

Dear Saint Mary’s Students and Families,

Saint Mary’s College of California stopped accepting credit card payments for tuition, fees, room, and board in 2005 due to steeply rising transaction fees assessed to the College. Saint Mary’s did, as a matter of convenience for those who wished to pay with a credit card, arrange to have credit card payments accepted through a third-party company. Unfortunately, the College is no longer able to partner with a third-party company to accept credit cards for payment on student accounts and therefore will no longer offer this as a payment option. This change will be in effect beginning October 15th, 2010.

Saint Mary’s continues to offer the following payment options with no fees applied; cash, check, and electronic check transfer. An additional payment option available to all students is a monthly payment plan. You will find information about student account payment and payment plan options on our Payment Options page or

Please contact if you have any questions about this change or about student account payment options. Thank you.


Peter A. Michell

Vice President for Finance


Important Information for TMS payment plan participants

Saint Mary’s College of California offers a payment plan for all full-time undergraduate students through our partner, Tuition Management Systems (TMS). This is a VOLUNTARY plan and would allow you to divide your tuition and charges into ten smaller monthly installments spread over the year from June 15, 2016 through March 15, 2017. A nine month payment plan is available starting July 15, 2016 and ending March 15, 2017.  When a student sets up a TMS payment plan, the student account is credited for the entire term (semester) budget.  The TMS enrollment fee is $63. The deadline to enroll is August 22, 2016.

*** New Refund Policy (effective fall 2013)***

Financial aid refunds will not be processed until all current allowable charges and TMS budgets are paid in full. Any credit on a student account generated from financial aid proceeds or overpayment will be automatically used to reduce the amount owed toward the TMS payment plan. The TMS budget will then be adjusted to allow for smaller monthly installments.

For questions, please call the Business Office at (925) 631-4209 or email