2018 Benefit Information

We are pleased to share information on the 2018 benefit plans and open enrollment. The College’s Employee Benefits Advisory Committee (EBAC) has worked hard to keep benefits as consistent in plan design and cost as possible.  2018 plan highlights include:

Medical Plans

  • Kaiser & Health Net will remain our medical plan partners in 2018.  Both carriers will continue to offer the same HMO plans as 2017 without changes to coverage. 
  • The current cost sharing percentages between the College and employees will remain intact in 2018.  However, there will be modest changes to costs for each of the three medical plans in 2018 to account for negotiated annual plan increases ranging from 1.6% to 6.1%. These rate increases compare favorably to average area rate increases of 10%. Please review the cost sharing summary for details.
  • Effective January 1st, 2018 the College will offer a new Health Net HSA plan and increase the College’s annual HSA contribution from $300 to $750 per employee. 

Dental Plans

  • Delta Dental will remain our sole Dental partner and both the PPO and HMO plans remain as is with no changes to cost or coverage from 2017.

Vision Plan

  • VSP will remain our vision plan partner without changes to cost or coverage from 2017.

Navia Flexible Spending Accounts (FSA)

For those interested in participating in the FSA (Navia) plans, as in years past, enrollment will be processed through the Navia website.  You will receive an email from Navia on Wednesday October 18th with 2018 enrollment instructions.  The deadline to complete the FSA 2018 enrollment is 11/30/17.

Unum Volunatry Policies

Unum offers several voluntary policies including Term Life, Accident, Critical Illness, and Whole Life.  The open enrollment period for these plans is 10/23/17 - 11/17/17.  To enroll in any of these plans you must contract their call center at 1-877-637-4376.

For all other benefit questions please email benefits@stmarys-ca.edu or call 925.631.4212.