Tuition Insurance


Undergraduate Tuition Insurance is a comprehensive insurance and benefits solution designed with the needs of our traditional undergraduate students in mind.  Graduate students may also purchase insurance but should first confirm withdrawal deadlines.

With the current level of education costs, we have a concern for the student who suffers a serious illness or accident and has to leave Saint Mary's College before the semester is completed.  In many instances, it means not only the loss of time invested in studies but also the loss of the semester's costs. Refunds for undergraduate students are made each semester on the written application of the withdrawing student based on the following schedule: 85% tuition refund to the end of the first week of class; 80% tuition refund to the end of the second week of class; 75% tuition refund to the end of the third and fourth week of class.

***No refund will be made for withdrawal after the fourth week of the semester for semester-based programs. Food and housing charges are refunded based on the terms and conditions in the Residence Hall and Dining Services license***

Please consider tuition insurance to supplement and strengthen our refund policy. The GradGuard Tuition Protection Plan ( enhances SMC's existing policy if a student needs to withdraw during the semester for medical reasons.

To learn more about GradGuard (including rates and terms of each benefit) please visit or call 1-877-794-6603.

You must purchase insurance PRIOR to the first day of the Fall or Spring semester. If you are a graduate or professional student, please call the Business Office to confirm the first day of your program and your tuition refund policy.