Traditional Full-time undergraduate students are automatically enrolled and billed for the school-sponsored medical insurance through United HealthCare unless proof of comparable insurance is submitted by the deadline of September 6, 2022.
Every year, if you have comparable coverage, you must file a waiver with Saint Mary's College. This can be done by going to www.firststudent.com. Select "Saint Mary's College of California" and then click on "Waive Your School's Health Insurance". If approved, please allow 5 business days for processing. The waiver must be completed on or before SEPTEMBER 6, 2022. If you waive prior to receiving your opening eBill in early July, you will not see the charge on your bill at all! If you waive after you receive your opening eBill, the charge will be reversed up until SEPTEMBER 6, 2022. No waivers will be accepted after September 6th. Students must meet certain criteria in order to waive the SMC insurance.
For questions regarding your waiver, please email customerservice@firstriskadvisors.com
PLEASE NOTE: The waiver opportunity will shut down on September 6, 2022. If you have NOT completed the waiver by September 6th, you will be insured for the FULL academic year with no other chance to waive. Once a student is enrolled, there are NO premium refunds. The cost of the annual medical insurance policy for 2022-23 is $2,607 (billed upfront in the fall semester). The entire amount of $2,607 will be billed to your student account. No refunds will be made after the closure of the waiver process. If you withdraw OR file a leave of absence after the add/drop deadline or if you cease attending classes without having waived the insurance by the deadline, the insurance coverage will continue.
ATTENTION: International students and U.S. citizens whose primary residence is abroad will NOT be able to waive the school insurance. Mandatory enrollment is required if your permanent address is abroad. Graduate and professional students are NOT eligible for the insurance plan unless they are international students. All international students (graduate and/or undergraduate) and U.S. citizens whose primary residence is abroad are REQUIRED to enroll in the College sponsored plan and should visit the Center for International Programs for additional information at (925) 631-4245.