Health Insurance for International Students
The UnitedHealthcare student health insurance plan is mandatory for all international & exchange students
Due to the extremely high cost of healthcare in the United States and concern for student's wellbeing, health insurance is mandatory for all international undergraduate and graduate students. All undergraduate students are required to purchase the UnitedHealthcare medical insurance plan offered by Saint Mary's, regardless of pre-existing insurance coverage. Graduate and professional students will have the option to waive out of the UnitedHealthcare plan if they have an existing, U.S.-based medical insurance plan that is comparable to the Saint Mary's plan.
Cost Overview for 2025-2026
UnitedHealthcare will provide major and minor medical services in the event of illness or an accident. UnitedHealthcare provides coverage for sickness and accidents only, and does not provide dental or vision coverage.
International Undergraduate Student Cost & Billing Cycle
For students beginning in Fall 2025: $2,179 USD will be billed during the Fall semester
For students beginning in the Spring 2026: $1,083 USD will be billed during the Spring semester
Continuing students will be billed during each fall semester.
Coverage Dates
For students beginning in Fall 2025: August 01 to July 31
For students beginning in Spring 2026: January 01 to July 31
International Graduate & Professional Students Cost & Billing Cycle
For students beginning in Fall 2025: $3,975 USD will be billed during the Fall semester
For students beginning in the Spring 2026: $1,973 USD will be billed during the Spring semester
Continuing students will be billed during each fall semester.
Coverage Dates
For students beginning in Fall 2025: August 01 to July 31
For students beginning in Spring 2026: January 01 to July 31
Medical Insurance Card
UnitedHealthcare will not mail physical insurance cards, so students are encouraged to create an account with the UnitedHealthcare Student Resources Portal to access their ID card, benefits and claims.
Alumni & Other Health Insurance Options
United Health will not insure any alumni who are no longer enrolled in classes at Saint Mary's. If you have graduated and wish to continue coverage with United Health, you will need to contact them directly to inquire about their individual insurance policies. Alumni are also eligible to enroll in an insurance policy offered by their employer. Otherwise, alumni can choose to purchase health insurance through any provider that has a policy to fit their needs.