Health Insurance

Health Insurance
Health Insurance

Student Health Insurance Requirement Information:

Good health is essential to academic success and unexpected medical bills can threaten your ability to complete your education should you be uninsured or have inadequate coverage.

  • In an effort to ensure students’ physical and financial health, Saint Mary’s College of California requires All Full-Time Domestic Undergraduate students and all registered International Graduate students to show proof of health insurance coverage.

Detailed plan information for 2023-2024 Student Health Insurance Plan for Saint Mary's College of California provided by United Healthcare can be found here

Waiving the Health Insurance:

  • Students are AUTOMATICALLY ENROLLED in the Saint Mary's College Student Health Insurance Plan (SMC-SHIP) each year and must WAIVE the insurance if they can demonstrate comparable insurance and do not want to incur a charge on their account for the Student Health Insurance Plan.
  • This waiver process must be completed by February 1, 2024 for Spring 2024.
  • If you Waive your insurance, we suggest printing a copy of your approved Waiver and keeping it in your AY file.

JAN TERM/SPRING 2024 UHCSR Link is available now.

To Enroll or WAIVE see link below:

(deadline to Waive is February 1, 2024) GO TO:

(If you have specific questions regarding United Healthcare's Student Health Insurance Plan (SHIP) insurance benefits, please contact the Claims/Benefits Customer Service Department at 1-800-505-4160)

If you need assistance with the enrollment or waiver process, please call 1-800-505-4160 or email

The waiver process is NOT managed by the Student Health Center at Saint Mary's College.

For questions about the waiver, or the health insurance, please see the resources below: 

Many helpful videos about the waiver/enroll process, or about the plan, in general, can be found here


Attachment Size
Attachment Size


23COL4563-865-63 Waiver Steps Flyer - SMCC.pdf

212.55 KB